Have a property (the home needs to be owned by either you, or your blood family in just the second degree, or your partner, or your partner’s blood family in the initially degree) 若您在向銀行申請的過程中出現拒貸，或本身就有信用、財務不良的狀況，難以核貸，就可以直接向桃園代書提出房貸申�